Page 1 of 73
Rwanda
G l oba l wo m e n ’s m e d i a
Making Dreams
Happen
The Rwandan
Woman
“Opening up
to the world”
September
2020
Page 2 of 73
Rwanda
Global women’ s media
September 2020
FUEL UP WITH US
SP is a Rwandan company solely dealing in the importation and distribution of petroleum
products, with 42 petrol stations spread across the country.
SP has three affiliates; namely SP Aviation, SP Tanzania Ltd and SP Kenya Ltd. Within Rwanda,
it has an LPG filling and storage plant situated in Kigali. An amazing place to fuel up your car.
Opening Hours: Monday: Open 24 hours. Tuesday: Open 24 hours. Wednesday: Open 24
hours. Thursday: Open 24 hours. Friday: Open 24 hours. Saturday & Sunday: Open 24 hours.
Address: KN 81 St, Kigali, Rwanda
Phone: +250 781 269 010
2 RWANDA WOMEN MAGAZINE
Page 3 of 73
Rwanda
Global women’ s media
September 2020
We had women in our armed
struggle to liberate our
country so we couldn’t keep
them out after.
H.E Paul KAGAME
President of Rwanda
RWANDA WOMEN MAGAZINE 3
Page 4 of 73
4 RWANDA WOMEN MAGAZINE
Rwanda
Global women’ s media
September 2020
CONTENTS
Rwanda
Global women’ s media
32 RWASHOSCCO
Sowing into the Coffee Sector,
Benefiting Farmer Cooperatives
12 Back to School
Safety Strategy amidst COVID 19
Study in the Best
Tourism and Hospitality/
Computer Systems
Technology in Africa
“Take the passport
to the future, for
tomorrow belongs to those
who prepare for it today.”
INTERNATIONAL
TECHNICAL SCHOOL OF KIGALI
Women’s Work:
Sylivie Abagayire
Blend of tastes designed to suit every
interior design aspiration.
14
8
Rwanda Nurses
and midwieves is
gender sensitive
28
Profemmes
Twese Hamwe
51
Sustainable
Growers 36
Dusabe Group
Limited 53
Speranza Group
Limited 48
Kasha Rwanda
Limited 56
Access to Finance
Rwanda 59
BRAC Rwanda MFI/
PLC 62
Africa Evangelist
Enterprise 64
20 Ubuntu Symposium
18
Supporting Women
Entreprenuers...
29
Page 5 of 73
RWANDA WOMEN MAGAZINE 5
Rwanda
Global women’ s media
September 2020
Editor’s
Note
Esteemed readers,
Despite the notable progress over recent years,
female executives in Rwanda remain grossly
underrepresented in the C-suite. However, it is still
manifested that the performance of female owned
firms or investments that have made female ap- pointments to their CEO positions offers evidence
that female executives have outperformed, rel- ative to their male peers. Firms and businesses
owned by females or those with female CEOs
have produced superior stock price performance,
compared to the market average
The Rwanda Women Magazine is a women’s in- terest publication that is focused on the power
and intervention of women in Rwanda’s business
and investment portfolio, let alone growth. It is a
mouth piece for the female business community
in Rwanda. Launched in 2020 as a Bi-annual En- glish print magazine, our mission is ‘for the inspi- ration of women in national growth.’
We believe in telling the truth about the business
life for women and girls. Our mission is to the tell
the truth about women corporate business life,
and we do this by inspiring and informing our read- ers on the latest news and views in the business
world, sharing business success and failures, as
well as starting conversations and encouraging
healthy debate.
To find out what females are doing differently than
males to drive this financial and operating
performance, the Rwanda Woman magazine would
like our readers to know who is who and who is play- ing which role. Celebrating the small wins is actually
a very powerful motivating factor and sharing women
stories of overcoming and achievement and this in
turn boosts their self-esteem and it motivates them to
take the next step towards achieving their next goals.
In the magazine readers celebrate the hearts of the
Rwandan women – those who are dedicated their
families, their home and country values. From back- yard gardening and kitchen works to corporate
responsibilities, this lifestyle magazine envisions be- ing a favorite of country-loving ladies.
This issue and many more that will follow, include
various investment and business articles plus human
interest stories especially of notable women in busi- nesses of different development sectors of Rwanda
and across the globe. Readers with a love of busi- ness and investment will enjoy all the recipes and
helpful tips from our stories.
Have a nice reading.
Wakibi Geoffrey
DISCLAIMER
The material and information in the Rwanda Women Magazine is confined to the copyright law, full details of
which are available by the publisher however, opinions expressed herein are not
necessarily those of the editor and publisher of the Rwanda Women Magazine. While great care has been
taken during the receipt and handling of materials, production and accuracy of content,
the publisher is not held liable to errors, losses or omissions that may occur.
Page 6 of 73
6 RWANDA WOMEN MAGAZINE
Rwanda
Global women’ s media
September 2020
CHIEF EDITOR:
Wakibi Geoffrey
CO-ORDINATOR:
Nathan Offodox Ntaganzwa
MARKETING MANAGER:
Tom Kimathi
MARKETING TEAM:
Mugwanya Andrew
Kintu John
Mwakenya Justine
Mudingu Joseph
WRITERS:
Wakibi Geoffrey (Content Development)
Betty Kaboyo
Mudingu Joseph
James Park
Bashaba Mary
Annette Mungani
Jovia Makho
PHOTOGRAPHY:
AHMED. K
DESIGN & LAYOUT
Eric Murenzi
+250 786 990 226
FINANCE & LOGISTICS:
Muhozi Francoise
CIRCULATION:
BIG TIMES.COM
PUBLISHED BY:
Thousand Hills Events & Publication ltd
ADVERTISING AND GENERAL INQUIRIES:
Call:+250 786 664 561, +250 784 465 857
FROM YOUR VIEWS PLEASE WRITE TO:
VISIT US ON
www.rwandawomenmagazine.rw
EDITORIAL
TEAM
Famous
Mothers
of the
World
Compiled by: Bashaba Mary
The hand that rocks the cradle, rules the world. And rightly so!
Throughout history, there has been no shortage of mothers who have
not only looked after their children but also played an important role in
bringing a change in the lives of many people around the world. In a
male dominated society, these women have carved a special place for
themselves by the strength of their resolve and determination, paying
equal attention to their activities in and out. They have earned a name
for themselves in the process. They are the famous mothers.
Whenever the world celebrates Mother’s Day and whenever it comes
round the corner, remember to take a look at some of the most
famous mothers of recent times, who have managed to keep a fine
balance between their domestic and professional life.
“Big Glory Great Mothers!”
The first woman to become the Prime Minister of India, Indira
Gandhi, daughter of late Prime Minister Pt. Jawaharlal Nehru, was
popularly called the ‘Iron Lady of India’ for her dominant and highly
influential nature. She emerged not only emerged as a courageous
leader and a dictator but also as an ever loving mother. Being a
mother of two, Sanjay and Rajiv, she never set behind in
performing her duties well. One cannot forget her excellent role in
forming 20th century India. Even the tragic death of her younger
son Sanjay Gandhi (in 1980) couldn’t come in the way of her
governance. She continued to rule the nation with sincerity before
being assassinated by her own bodyguards in 1984.
Indira Gandhi
Rwanda
Global women’ s media
September 2020
Page 7 of 73
RWANDA WOMEN MAGAZINE 7
Where there is a reigning queen, there is often also a mother.
Unarguably one of the most famous mothers, Queen Elizabeth II, the reigning
monarch over most of the British Commonwealth (since 1952), is often
credited - along with her mother, Elizabeth the Queen Mother - with being a
firm backbone for the royal family during a century of singular upheaval. In fact,
the Queen Mother was often seen as being a mother to her
people. Elizabeth II was proclaimed queen on 6 February 1952 following the
death of her father, George VI; she was formally crowned the next year, on 2
June 1953. Her husband, Prince Philip, comes from the royal family of Greece
and was created Duke of Edinburgh prior to their wedding on
20 November 1947. With Philip, she has four children: Charles (b.1948), Anne
(b.1950), Andrew (b.1960) and Edward (b.1964). A loving mother to all her
children, the maternal image of the queen is loved, respected and discussed
more than her royal status.
Queen Elizabeth II
Madonna
Theopiste
Nyiramahoro
Nancy
Kankindi
Another famous mom we come across is Madonna. She is not only an icon
but also a loving mother. Madonna always created special principles for her
and her daughters. She is a singer, author, actor and a perfect mother. Her
profession in the showbiz has not, however, come in the way of her becoming
a strict mother to her children. Having lost her own mother to cancer as a little
girl, Madonna hopes that her children never feel the same pains that she went
through. She hopes to be the perfect mother not only to her own kids Lourdes
and Rocco, but also to David Banda, whom she adopted in October 2006 as
a motherless 13-month-old child from the African country of Malawi.
Some 23 years ago, Theopiste Nyiramahoro requested a Rwf1, 500 loan
(approx. $1.4 today and $4 back then) from Mothers Union to set up a small
business selling grilled peanuts. Today, at 57, you cannot speak about coffee
production in Rwanda, which is one of the country’s biggest exports without
mentioning her name. Unlike the days when even the guards at banks would
suspect her if she tried to enter any branch, today banks are falling over each
other to give the loans to the mother of three. She still lives in Kirehe district
despite her status. Her hand is helping to feed thousands of families.
At 20 years, Nancy Kankindi has earned two black belts in martial arts. Stories
about her have inspired young girls and boys to join karate training centers like
never before. Incidentally, Kankindi is the daughter of Sinzi Tharcisse, himself
a top notch martial artist. Using his fighting skill, Sinzi saved some 118 people
in the 1994 Genocide against Tutsis.
Rwanda
Global women’ s media
September 2020
Page 8 of 73
8 RWANDA WOMEN MAGAZINE
By Geoffrey wakibi
According to Wikipedia,
Women’s work or woman’s
work is work believed to
be exclusively the domain
of women and associates
particular stereotypical tasks
the female gender.
It is particularly used with
regard to the unpaid work that
a mother or wife will perform
within a family and household.
Other materials show that
“Women’s work” may also refer
to roles related to child bearing
and upbringing, housekeeping,
such as cooking, sewing,
ironing, and cleaning. It may
also refer to professions that
include these functions, such
as maid and cook.
But, should this be really true?
How have women today defied
such concepts?Looking at the
modernworld, the Wikipedia
idea aboutwomen roles in
society doesno longerwork.
Practically there is nothing more
about particular kinds of work
selected for men or women.
A modernwoman works
10 percent harder than men
in today’s offices. First of all,
both men and women actually
complete about 66 percent of
their assignedwork every day.
Two, of the companies that
make up the 2019 Fortune
500 list that was releasedon
May 16 2019, 33have women
CEOs. Not only is it the highest
number of women to ever helm
Fortune 500 companies at the
same time, it’s a considerable
increase from last year’s total —
24 women.
During the 1994genocide
against the Tutsi, Rwanda had
the majority of the dead, men,
the majority of the fugitives,
men and the majority of the
prisoners, men. Who would run
the country?” Out of tragedy,
necessity, and realism, women,
up to 80 percent of Rwanda’s
surviving population, steppedin
to fill the leadership void. Aided
by women’s civil society groups,
lawmakers have introduced
some of the most women- friendly policies in the world.
Rwanda has moved from a
nation that treatedwomen like
property, whose chief function
was to have children, to one
that constitutionally mandates
that at least 30 percent of
government positions are
occupied by women. Since
2003 Rwanda has consistently
had the highestfemale
representation, proportionally,
of parliamentarians in the
world, currently women make
up 62 percent of Rwanda’s
national legislature, far more,
proportionally, than any other
country
Women entrepreneurship
associated with business
growth and job creation is
pivotal towards the structural
economic transformation for
Rwanda. Rwanda has recently
been ranked the Best Place
to be a Woman in Africa,
according to the Global Gender
Gap Report, and ranked 6th
overall in the world in terms of
closing gendergaps.
It is also one of the most
encouraging and supportive
places to be a woman
entrepreneurin Africa. Rwanda
is highly progressive in seeing
entrepreneurship as a key
driver for transformation,
economic development and
businessgrowth in the country,
In business, Rwandan
women have showcased
their role and worth. In 2019
sixteen female Rwandan
entrepreneurs were among
the 100 East African women
entrepreneurs who were
announced as winners of the
Rwanda
Global women’ s media
September 2020
Women Work
Meet Rwanda’s Sylivie Abagayire, car mechanic
Page 9 of 73
RWANDA WOMEN MAGAZINE 9
By Geoffrey wakibi
According to Wikipedia,
Women’s work or woman’s
work is work believed to
be exclusively the domain
of women and associates
particular stereotypical tasks
the female gender.
It is particularly used with
regard to the unpaid work that
a mother or wife will perform
within a family and household.
Other materials show that
“Women’s work” may also refer
to roles related to child bearing
and upbringing, housekeeping,
such as cooking, sewing,
ironing, and cleaning. It may
also refer to professions that
include these functions, such
as maid and cook.
But, should this be really true?
How have women today defied
such concepts? Looking at the
modern world, the Wikipedia
idea about women roles in
society does no longer work.
Practically there is nothing more
about particular kinds of work
selected for men or women.
A modern woman works
10 percent harder than men
in today’s offices. First of all,
both men and women actually
complete about 66 percent of
their assigned work every day.
Two, of the companies that
make up the 2019 Fortune
500 list that was released on
May 16 2019, 33 have women
CEOs. Not only is it the highest
number of women to ever helm
Fortune 500 companies at the
same time, it’s a considerable
increase from last year’s total —
24 women.
‘Women Work’ Rwanda’s
Sylvie Abagayire, car mechanic
During the 1994 genocide
against the Tutsi, Rwanda had
the majority of the dead, men,
the majority of the fugitives,
men and the majority of the
prisoners, men. Who would run
the country?” Out of tragedy,
necessity, and realism, women,
up to 80 percent of Rwanda’s
surviving population, stepped in
to fill the leadership void. Aided
by women’s civil society groups,
lawmakers have introduced
some of the most women- friendly policies in the world.
Rwanda has moved from a
nation that treated women like
property, whose chief function
was to have children, to one
that constitutionally mandates
that at least 30 percent of
government positions are
occupied by women. Since
2003 Rwanda has consistently
had the highest female
representation, proportionally,
of parliamentarians in the
world, currently women make
up 62 percent of Rwanda’s
national legislature, far more,
proportionally, than any other
country
Women entrepreneurship
associated with business
growth and job creation is
pivotal towards the structural
economic transformation for
Rwanda. Rwanda has recently
been ranked the Best Place
to be a Woman in Africa,
according to the Global Gender
Gap Report, and ranked 6th
overall in the world in terms of
closing gender gaps.
It is also one of the most
encouraging and supportive
places to be a woman
entrepreneur in Africa. Rwanda
is highly progressive in seeing
entrepreneurship as a key
driver for transformation,
economic development and
business growth in the country,
In business, Rwandan
women have showcased
their role and worth. In 2019
sixteen female Rwandan
entrepreneurs were among
the 100 East African women
entrepreneurs who were
announced as winners of the
inaugural 2X Invest2Impact
Awards at the Global Gender
Summit in Kigali between 25th
and 27th November. The event
was organized by the African
Development Bank (AfDB) with
other multilateral partners.
Young role model
Abagayire is a young car
electrician in a successful car
repair shop in Rwanda’s capital
Kigali. As the only female
technician at her workplace
in a leadership position, she
encourages other women
to pursue a similar career.
Rwanda Women in Business
magazine’s Geoffrey Wakibi
caught up with Abagayire and
in a close conversation, she
had this to say.
BRIEF EXCERPTS
How is life in Rwanda?
Rwanda is a small country in
Africa. It is densely populated
and developing quickly. I love
Kigali because it is such a
clean city. But the cost of
living is very high. Fortunately
I have a job.
How come you like to work on
cars?
I chose this profession
because it is a modern one,
and it is well paid. I’m a
motoring enthusiast and I
love driving – even though I
cannot afford my own car yet.
I like working on automotive
electronics. It’s not just a
profession for men. That is
also what I keep telling other
women and girls: we, too,
can perform well in technical
professions!
What did you want to be when
you were a child?
When I was a child I never
wanted to be a mechanic.
There were moments during
my training when I wanted to
give up and find myself a job
that was more feminine: nurse,
secretary or accountant. But
now I love what I am doing
and my family, colleagues and
friends appreciate it.
What made them change their
attitude?
I am the only woman working
at our repair shop – and I am
doing a good job. Whatever
preconceptions others had
about me never affected my
work. I studied hard during
my training, gained a lot of
practical experience and got
promoted to the head of the
electronics department. I
convinced my boss and the
customers of my abilities.
What do you expect from the
future?
My ambition is to go for
further studies and increase
my experience in car
technology and electronics. In
the future I would like to have
my own business in the car
industry. This would allow me
to earn more money, so that I
can provide for my future and
help out others.
Invest2Impact Awards 2019. Second left, Women’s Empowerment award winner, Blandine Umiziranenge of Kosmotive from
Rwanda and second right is Social Innovation award winner Yvette Ishimwe of Iriba Water Group Limited from Rwanda.
Rwanda
Global women’ s media
September 2020
Page 10 of 73
10 RWANDA WOMEN MAGAZINE
Rwanda
Global women’ s media
September 2020
Page 11 of 73
RWANDA WOMEN MAGAZINE 11
Rwanda
Global women’ s media
September 2020
Page 12 of 73
12 RWANDA WOMEN MAGAZINE
Rwanda
Global women’ s media
September 2020
Study in the Best
Tourism and Hospitality/
Computer Systems
Technology in Africa
“Take the passport
to the future, for
tomorrow belongs to those
who
prepare for it today.”
ADDRESS: Kigali KK 3 Rd, Kigali, Gasogi, Ndera Sector- Gasabo. District
P.O Box 337 Kigali-Rwanda
Phone: (+250)788791416 (+250)788850591, (+250)786774634, (+250)788800064
Email: [email protected].
Official Website: www.itskigali.com
INTERNATIONAL
TECHNICAL SCHOOL OF KIGALI
I.T.S KIGALI
Page 13 of 73
RWANDA WOMEN MAGAZINE 13
Rwanda
Global women’ s media
September 2020
Back to School
Safety Strategy amidst
COVID 19
With the start of a new school year, a lot needs to happen
so that students can continue to learn and thrive without
raising the risk of spreading COVID-19.
The goal of having children attend school in person at ITS
Kigali, which is also critically the only way they learn best,
will only be safe when the entire school community has
the spread of the Corona virus under control.
The layered approach that is most crucial to keep students,
teachers and staff safe and our Approach and Safety Strat
-
egy to COVID 19 keeps us guarantee readiness to reopen
a school for in-person learning of our students.
Most importantly, ITS Kigali school management commits
to provide students with holistic support. We endeavor
to provide our youthful learners with vital information on
hand washing, social distancing, face masks and other
measures to protect themselves, their fellow students and
any other member of the school community and their fam
-
ilies; facilitate mental health support; and help to prevent
stigma and discrimination by encouraging students to be
kind to each other and avoid stereotypes when talking
about the virus.
Our safety strategic plan is aimed at helping us to pro
-
tect our students and the entire school community from
transmission of the COVID-19 virus while at school. The
strategic plan acts as a guidance that will provides critical
considerations and practical checklists to keep the school
safe. It also advises other stakeholders and local authori
-
ties on how to adapt and implement emergency strategy.
Visit our Website to see our ‘Back to School Safety Strate
-
gy against COVID 19’ on
www.itskigali.com
WELCOME TO THE CENTER OF SKILLS & KNOWLEDGE
THAT MATTER
INTERNATIONAL
TECHNICAL SCHOOL OF KIGALI
Page 14 of 73
14 RWANDA WOMEN MAGAZINE
Rwanda
Global women’ s media
September 2020
D
ANUBE HOME works
with the philosophy
that every customer
with his or her own
budget has a vision and it is
on that vision that all services
offered at the showground are
reflected. The home decor
and furniture wing of Danube
Group has its one-stop-shop
located at Kigali Business
Centre (KBC) commercial
complex.
Danube Home has made
it a priority to tirelessly offer
services basedon new styles
and novelties to make
sure all our clients
whethercorporate
or households are
always served with
the best solutions
availableon the market.It
is our greatest honor to
continuously contribute
to Rwanda’s economic
development by
providing high standard
services to all our
clients.
From this One-Stop- Shopping center, customers
flow in to buy everything
they need in terms of a wide
array of furniture, furnishing
items, home decorations,
kitchenware, bathroom
equipment and other
appliances.
“We offer one stop shopping
solutions with over 25,000
different products from
different countries. As a
specialty, we are proud to be an
exclusive distributor of Milano
brands including ranging from
ceramics,
sanitary, hardware and
electrical products,” says
Zeeshan Talat, Managing
Director of Smart Retails Ltd,
the company that has taken up
franchise to run business for
Danube Home in Rwanda.
According to the managing
director at Danube Home, the
idea behind the one-stop shop
is to ensure a customer doesn’t
waste time moving kilometers
seeking products from several
outlets. “The customer is
also able to get professional
assistance in interior design,”
he says, in an interview with the
Rwanda Women Magazine.
Products categories
For curating calm, more
balanced space in your house
the company offers you a
variety of individual products
sold in different countries.
The Living category
includes chandeliers, blinds,
curtains, wallpaper, parquet
floor, rugs and carpets as well
as kitchen.
Blend of tastes designed
to suit every interior
design aspiration
DANUBE HOME is here to offer just more than interior design – this time now here in Kigali to hit the
local market with a mixture of fabulous products full of splendid culture and a lifestyle, where great
attention is not just about changing spaces and humors but providing clients with the satisfaction they
deserve.
Page 15 of 73
RWANDA WOMEN MAGAZINE 15
Rwanda
Global women’ s media
September 2020
The bath category includes
bathtubs, shower cabins,
shower panels, sauna room,
vanity, mixers, ceramic tiles and
accessories.
They are also garden and
outdoor facilities like synthetic
carpets, gazebos, kids play,
outdoor tiles, and garden
accessories while the furniture
include beddings, dining, sofa
sets as well as restaurant
furniture include chairs,
tabletops and table base.
They also have electronics and
hardware appliances.
Taking opportunity of the
Rwanda market
Speaking to the journalist at
Rwanda Women in Business
magazine, Zeeshan Talat
says that they preferred the
Rwanda market because
of the friendly business
environment including policies
that favour investors.
He said that Danube Home
is a one-stop solution for
complete home needs at
affordable prices since clients
get all they need in one shop
at the same time.
Free interior design
“Another thing is that we
give free interior design for
the customer without any
charges when they come
and explain their needs,” says
Mr. Talati. You don’t haveto
spend more to have an interior
designer help decorate your
home. Here with us you will
free interior designservices for
your added advantage. The
team at Danube Home is big
and matched by a generous
customerservice offering
the best beyond customer
expectations.
According to the MD,
Danube products come from
across the globe adding that
Page 16 of 73
Rwanda
Global women’ s media
RWANDA WOMEN MAGAZINE September 2020 16
Danube Home has over 32
stores across the world.“We
have products for the
customers at very affordable
prices,” he said.Mr. Talat says
that the facility they have in
place allows for the customer
to pay for any equipment in
three installments; the first
installments, the client can pay
30 per cent, the second one 40
per cent and last one 30 per
cent of the cost.
Danube allows customers to
transform their home with retro
furniture, lighting, accessories,
all with bright, bold colors
and patterns. As the living
room is typically the heart of
your home. Danube has an
extensive living room collection
of sofas, side tables, lamps,
rugs and home accessories.
Their showroom is set up
beautifully, with separate
rooms offering exquisite
samples which allow you to
recreate and express your
own style at home. Besides
beautifully crafted furniture,
Danube avails simple yet
striking decorative touches and
accessories including rugs, wall
art, clocks, cushions, and wall
mirrors among other things.
Long-term vision
The company’s long-term
vision is to make its products
in Rwanda and export them
to other parts of Africa,” Mr.
Talat explains. The company is
negotiating with government
officials on the way forward in
this regard.
The company will soon
introduce online services
for those who can order
for products using online
platforms. The company has
work with banks to pay the
equipment in installments. This
is to be launched in the first
week of October 2020.
Page 17 of 73
Rwanda
Global women’ s media
September 2020 17
Gender sensitive
The Government of Rwanda
has put gender equality at the
center of its social economic
transformation agenda. In
Rwanda, promoting gender
equality is a key strategy for
inclusive and sustainable
development as well as
transformational governance.
So far, over 30 people are
employed in Danube Home
store in Rwanda. A good
number of employees are
women who do different
tasks including salesmanship.
“We believe so much in
empowering women especially
young girls into business,”
Talat says. Recently one
of the lady staff has been
sponsored to go and take a
training course in the field
of retail best practices and
management in Dubai. “More
of such opportunities will be
open to one or two of our staff
especially women at least
every year,” he grants.
The future
Now that we finally have our
home decor and furniture wing
availing our super products
on the Rwandan market from
our first one-stop-shop here at
Kigali Business Centre (KBC)
commercial complex, we shall
always keep aiming at being
the number one suppliers of
best quality products, the likes
of Milano brands and expand
throughout Rwanda and the
East African region.
Coming up soon is a new
“Danube Home Express” store
in the city center of Kigali to be
launched by 15th November
2020. The new Milano store
has been launched and
already operating and serving
customers at the ADARWA
commercial building in Gisozi of
Gasabo district, City of Kigali.
Story by: Betty Kaboyo
Page 18 of 73
18 RWANDA WOMEN MAGAZINE
Rwanda
Global women’ s media
September 2020
aimed to build up the solar
energy market in rural
communities. Sales increased
by 30 percent and expanded
the market for solar lighting
products after a network
of female sales agents was
developed to target women
customers.
Another IFC program in
the Democratic Republic
of the Congo worked with
microfinance institutions,
banks and mobile network
operators to provide digital
financial services to people
without access to banks.
Women were recruited as
online agents to expand a
network of banking services
for low-income customers.
Although only 27 percent
of the online agents were
women, the women achieved
12 percent more transactions
and a 16 percent higher
net profit than their male
counterparts.
A third IFC case study took
place in Turkey, where only 16
percent of small and medium
enterprises are majority- owned by women. The IFC
partnered with one of Turkey’s
largest retail corporations
to train women-owned
suppliers in how to obtain
more financing and improve
their business performance.
Successful women
entrepreneurs strengthen
supply chains and competitive
advantage of their companies,
the IFC concluded:
“Working with
women to
unlock
latent
capacity
can
lead to
improved
security
and diversity.”
These
studies — and
those below — demonstrate
why supporting women
entrepreneurs is just good
business:
Facts and Figures:
Economic Empowerment
(UN Women)
Delivering through
diversity (McKinsey)
Are women entrepreneurs
the key to global economic
development? (Devex)
Addressing the problem and
providing solutions
Only 30 percent of formal
small and medium enterprises
around the world are owned
and run by women, largely due
to lack of access to financial
capital. Other barriers facing
women who want to start a
business include insufficient
knowledge, networks and links
to high-value markets.
To help overcome these
obstacles, the World Bank
recently launched the Women
Entrepreneurs Finance
Initiative (We-Fi), which will
mobilize $1 billion in financing
to improve access to capital
for women entrepreneurs
in developing countries.
We-Fi will provide women
with mentors and access to
networks and markets, and
will invest in projects and
programs that support women
and women-led small and
medium enterprises.
The Global Banking Alliance
for Women also works to
financially empower women
around the world in dozens
of countries. The alliance has
members in 135 countries
around the world — from small
financial institutions to large
commercial banks. These
member financial institutions
offer services to women that
include access to capital,
information, education and
markets.
10 reasons to invest
in women and girls
They’re your mothers and
your daughters, your sisters
and your aunts, your cousins
and your friends. There are so
many reasons to invest in them,
beside the fact that you love
them. Here are 10:
1. More inclusive government.
If you’d like to see less fighting
among your elected officials,
encourage women to run
for public office. According
to USAID, countries where
women hold at least 30
percent of political seats are
more inclusive, egalitarian and
democratic.
2. Improved public-service
delivery.
The next time you’re frustrated
by poor roads or a lack of
potable water, vote for a
woman. USAID reports that
women’s political participation
increases cooperation
across party and ethnic lines
and improves government
responsiveness to citizens.
3. Greater farm production.
The U.N.’s Food and
Agriculture Organization found
that empowering women
farmers with the same access
to land, new technologies and
capital as men could increase
crop yields by as much as 30
percent.
4. Fewer hungry people.
When women succeed,
society succeeds. Nowhere is
that more clear than in food
production. In that same report,
the Food and Agriculture
Organization estimates that
a 30 percent crop yield boost
means 150 million fewer
hungry people.
5. Increased buying power.
As onetime World Bank
chief economist Lawrence
Summers said, “Investment in
girls’ education may well be
the highest-return investment
available in the developing
world.” Each year of secondary
school boosts a girl’s future
earning power by roughly 20
percent.
6. Stronger economies.
Educating a girl pays dividends
for her family once she
becomes a woman and for
her country too. According to
USAID, when 10 percent more
girls go to school, a country’s
GDP increases an average 3
percent.
7. Fewer child deaths.
Women who are educated
are better able to take care of
themselves and their children.
According to UNESCO, a child
born to a mother who can
read is 50 percent more likely
to live past age 5.
8. Less HIV/AIDS. For UNICEF,
education is essential to
slowing the spread of HIV/
AIDS. That’s because girls who
are better educated are less
likely to engage in casual sex.
9. Fewer conflicts. When
women’s lives are valued,
their experiences considered
and their voices heard, better
outcomes prevail. Through
its peacekeeping operations,
the U.N. has found that when
women are included, deadly
conflicts can be avoided.
10. More lasting peace.
Women have an important role
to play in driving reconciliation
and reconstruction. According
to the U.N., involving women
in conflict negotiation and
peace building efforts can lead
to more widely accepted and
durable peace agreements.
R
ESEARCH shows that
where women-owned
businesses thrive,
the community wins.
The country’s GDP grows and
the global economy benefits.
In places where women’s
entrepreneurship is restricted
or limited, the opposite
happens — individuals,
communities, countries and
the global economy miss out
on unrealized economic gains.
Supporting women
entrepreneurs is just
good job
Gender equality is important. Communities where opportunities for women are on par with men
have fewer child deaths, fewer conflicts, and better public services and health. There are also strong
economic incentives to close the gender gap.
What the experts say
The 2016 Africa Human
Development Report
noted, “Gender inequality
is costing sub-Saharan
Africa on average $95
billion a year ... jeopardizing
the continent’s efforts for
inclusive human development
and economic growth.”
Gender inequality hinders
economic advancement in the
developing world.
On a global scale, the
McKinsey Global Institute
figures that if women and
men played “an identical role
in labor markets,” $28 trillion
would be added to the global
economy by 2025, an increase
of 26 percent.
And in 2017 the
International Finance
Corporation (IFC) published
“Investing in Women: New
Evidence for the Business
Case,” (PDF, 4.38 MB) in which
three case studies make
strong arguments for investing
in women entrepreneurs.
According to IFC findings,
women entrepreneurs:
Open new markets.
Offer unique assets and
abilities.
Strengthen and diversify
supply chains.
One IFC program in India
Page 19 of 73
RWANDA WOMEN MAGAZINE 19
Rwanda
Global women’ s media
September 2020
aimed to build up the solar
energy market in rural
communities. Sales increased
by 30 percent and expanded
the market for solar lighting
products after a network
of female sales agents was
developed to target women
customers.
Another IFC program in
the Democratic Republic
of the Congo worked with
microfinance institutions,
banks and mobile network
operators to provide digital
financial services to people
without access to banks.
Women were recruited as
online agents to expand a
network of banking services
for low-income customers.
Although only 27 percent
of the online agents were
women, the women achieved
12 percent more transactions
and a 16 percent higher
net profit than their male
counterparts.
A third IFC case study took
place in Turkey, where only 16
percent of small and medium
enterprises are majority- owned by women. The IFC
partnered with one of Turkey’s
largest retail corporations
to train women-owned
suppliers in how to obtain
more financing and improve
their business performance.
Successful women
entrepreneurs strengthen
supply chains and competitive
advantage of their companies,
the IFC concluded:
“Working with
women to
unlock
latent
capacity
can
lead to
improved
security
and diversity.”
These
studies — and
those below — demonstrate
why supporting women
entrepreneurs is just good
business:
Facts and Figures:
Economic Empowerment
(UN Women)
Delivering through
diversity (McKinsey)
Are women entrepreneurs
the key to global economic
development? (Devex)
Addressing the problem and
providing solutions
Only 30 percent of formal
small and medium enterprises
around the world are owned
and run by women, largely due
to lack of access to financial
capital. Other barriers facing
women who want to start a
business include insufficient
knowledge, networks and links
to high-value markets.
To help overcome these
obstacles, the World Bank
recently launched the Women
Entrepreneurs Finance
Initiative (We-Fi), which will
mobilize $1 billion in financing
to improve access to capital
for women entrepreneurs
in developing countries.
We-Fi will provide women
with mentors and access to
networks and markets, and
will invest in projects and
programs that support women
and women-led small and
medium enterprises.
The Global Banking Alliance
for Women also works to
financially empower women
around the world in dozens
of countries. The alliance has
members in 135 countries
around the world — from small
financial institutions to large
commercial banks. These
member financial institutions
offer services to women that
include access to capital,
information, education and
markets.
10 reasons to invest
in women and girls
They’re your mothers and
your daughters, your sisters
and your aunts, your cousins
and your friends. There are so
many reasons to invest in them,
beside the fact that you love
them. Here are 10:
1. More inclusive government.
If you’d like to see less fighting
among your elected officials,
encourage women to run
for public office. According
to USAID, countries where
women hold at least 30
percent of political seats are
more inclusive, egalitarian and
democratic.
2. Improved public-service
delivery.
The next time you’re frustrated
by poor roads or a lack of
potable water, vote for a
woman. USAID reports that
women’s political participation
increases cooperation
across party and ethnic lines
and improves government
responsiveness to citizens.
3. Greater farm production.
The U.N.’s Food and
Agriculture Organization found
that empowering women
farmers with the same access
to land, new technologies and
capital as men could increase
crop yields by as much as 30
percent.
4. Fewer hungry people.
When women succeed,
society succeeds. Nowhere is
that more clear than in food
production. In that same report,
the Food and Agriculture
Organization estimates that
a 30 percent crop yield boost
means 150 million fewer
hungry people.
5. Increased buying power.
As onetime World Bank
chief economist Lawrence
Summers said, “Investment in
girls’ education may well be
the highest-return investment
available in the developing
world.” Each year of secondary
school boosts a girl’s future
earning power by roughly 20
percent.
6. Stronger economies.
Educating a girl pays dividends
for her family once she
becomes a woman and for
her country too. According to
USAID, when 10 percent more
girls go to school, a country’s
GDP increases an average 3
percent.
7. Fewer child deaths.
Women who are educated
are better able to take care of
themselves and their children.
According to UNESCO, a child
born to a mother who can
read is 50 percent more likely
to live past age 5.
8. Less HIV/AIDS. For UNICEF,
education is essential to
slowing the spread of HIV/
AIDS. That’s because girls who
are better educated are less
likely to engage in casual sex.
9. Fewer conflicts. When
women’s lives are valued,
their experiences considered
and their voices heard, better
outcomes prevail. Through
its peacekeeping operations,
the U.N. has found that when
women are included, deadly
conflicts can be avoided.
10. More lasting peace.
Women have an important role
to play in driving reconciliation
and reconstruction. According
to the U.N., involving women
in conflict negotiation and
peace building efforts can lead
to more widely accepted and
durable peace agreements.
By James Park By Bashaba Mary
Page 20 of 73
20 RWANDA WOMEN MAGAZINE
Ubuntu Symposium
THE 3 R D MENENGAGE GLOBAL SYMPOSIUM, 2020-21
Summary of Concept Note & Partnership Proposal
Advancing feminist approaches to engaging
men and boys and transforming masculinities
WHEN
Opening event: 10-
12 November 2020
KEY THEMES
Feminisms
Intersectionality
Transformation
Accountability
Power-with
Given the current
situation and the
increased relevance of
the issues amidst the
COVID-19 pandemic, the
organizers have opted
for a virtual kick-off
event, with a smaller
in-person hub in Kigali,
Rwanda. This opening
event in November
will be followed by a
series of events and
ongoing mobilization
worldwide throughout
2020-2021. This will be
mostly virtual, as well as
in-person locally at the
national and regional
levels, as circumstances
allow. The Symposium
will culminate in a
closing event in the
second half of 2021,
at a date yet to be
determined.
Now is the time for those working and engaging in the field of
transforming masculinities and engaging men and boys in gender justice,
women’s rights, LGBTIQA+ rights, SRHR for all, and other relevant issues,
to come together to take stock of the current ‘state of the field’.
We need to share learnings, promising practices and exchange experiences
from across various areas of work, contexts and sectors.
Following the direction set by the 1st and 2nd MenEngage Global Symposia,
the Alliance’s members and partners developed and implemented numerous
programs, projects, campaigns and initiatives to generate more knowledge
and evidence for the work on ‘engaging boys and men in gender equality’.
As a result, we have seen the number and extent of policies and programs
that include ‘engaging men and boys’ around the world grow. Yet, as
more stakeholders take this on, we have a responsibility to strategically
circumscribe the work of ‘engaging men and boys for gender equality’ into the
women’s human rights conceptual and political frame, and to prioritize the
transformation of masculinities more broadly. The moment is ripe to move
from programmatic and individual interventions to systems and structural
changes that align with other social justice efforts to uphold human rights and
democratic principles.
The Ubuntu Symposium - the 3rd MenEngage Global Symposium - seeks to
advance the political agenda by affirming the need for greater alignment and
“We live in a world of profound inequalities and
unbalanced power relations, where rigid norms and
values about how people should behave fuel and
exacerbate injustices.
We have to change that.”
- Delhi Declaration and Call to Action, 2014, MenEngage Alliance
REPUBULIKA Y’U RWANDA
MIGEPROF
Rwanda
Global women’ s media
September 2020
Page 21 of 73
RWANDA WOMEN MAGAZINE 21
building common cause with social justice movements globally and nationally who are seeking to achieve
a full social justice agenda.
By exploring the roles and responsibilities of the field of work on men and masculinities to the core- concepts of Feminisms, Accountability, Intersectionality, Transformation and Power with, we envision
that the symposium will provide support to the field to clarify and reaffirm its political stance and set
directions and ways forward for strengthening the transformative agenda of the work to ‘transform
masculinities and engage men and boys’ in advancing women’s rights, and gender and social justice.
Most importantly this series of events will be a key space for the Alliance, members and partners to
strengthen collective movement-building efforts contributing to the larger feminist women’s rights
movement.
The theme of the 3rd MenEngage Global
Symposium is:
Intersectionality, feminisms,
accountability, power-with, and
transformation have been identified as the
cross-cutting themes for the Symposium.
Together, they represent the event’s
overarching political framework.
The thematic tracks for the Symposium
include:
• Ending Violence
• Peace and Security / Militarisms
and conflict
• SRHR for all
• Unpaid Care and equitable
parenting
• SOGIESC rights
• Climate Justice
• Economic Justice
• Social justice - including racial,
ethnic, age, disability justice
• Countering backlash
The objectives of the Symposium are to...
1. Make ‘men and masculinities’ work more
effective and impactful for gender justice
through collective sharing, questioning,
learning, and knowledge-strengthening.
2. Strengthen a global community that acts
responsibly, purposefully, inclusively, and
in solidarity with our partners, friends, and
each other – across social justice move- ments.
3. Inspire, develop, and renew a common
political agenda and strategy to meet the
urgency of today’s existing and emerging
challenges.
For more detailed information, please refer to
the concept note here.
PHOTO BY: Yagazie Emezi/Getty Images/Images of Empowerment
Ubuntu: Transforming Power
to Benefit all Humanity.
WWW.MENENGAGE.ORG/SYMPOSIUM
Rwanda
Global women’ s media
September 2020
Page 22 of 73
September 2020
22 RWANDA WOMEN MAGAZINE
Who is involved?
The Symposium is organized by MenEngage Alliance, bringing together
members and partners from women’s rights and social justice organizations.
MenEngage is a global civil society network working to transform masculinities
and engage men and boys in women’s rights and gender justice for all, within
the broader context of advancing human
rights and social justice. The Symposium
is co-organized with the Rwanda Men’s
Resource Centre (RWAMREC), the Rwanda
MenEngage Network (RWAMNET) and
MenEngage Africa.
The Symposium will bring together
participants from diverse sectors,
including activists, researchers,
practitioners and students from civil
society and the international development
sector, policy makers, private sector and
the donor community.
How will we organize?
As a network rooted in feminist principles and approaches of shared power
and horizontal organizing, MenEngage Alliance seeks alternatives to top-down,
prescriptive models of organizing.
The symposium is therefore organized through contextualized regional
plans and processes that support the movement-building and mobilization
of civil society membership and partners from academia, UN agencies and
governments across Africa, Asia, the Caribbean, Europe, North America, Latin
America and the Middle East.
This bottom-up agenda-setting is being connected globally through one
collective effort of organizing and holding the Ubuntu Symposium.
We warmly welcome your support and interest to be part
of the momentum, from now, into 2021, and beyond!
Partnerships will be essential to the success of the Ubuntu Symposium.
By supporting the symposium you will build your knowledge, create
collaborations, expand your network, and disseminate knowledge to key
decision-makers in the field of masculinities and engaging men and boys
in gender justice, women’s rights, LGBTIQA+ rights, SRHR for all, and other
relevant issues.
WWW.MENENGAGE.ORG/SYMPOSIUM
MenEngage Alliance Strategy meeting, Beirut, June 2019
Rwanda
Global women’ s media
September 2020
Page 23 of 73
RWANDA WOMEN MAGAZINE 23
Contact
To find out more about how
you can support, please
contact:
Fidele Rutayisire
Executive Director
RWAMREC
Bafana Khumalo
Co-Chair, MenEngage Global
Alliance
Strategic Advisor, Sonke
Gender Justice
Humberto Carolo
Co-Chair, MenEngage Global
Alliance
Executive Director, White
Ribbon Canada
Joni van de Sand
Co-Director
MenEngage Alliance Global
Secretariat
Laxman Belbase
Co-Director
MenEngage Alliance Global
Secretariat
How you can support:
Contribute to the organizing costs of the event and local
hubs, such as venues, catering, development of symposium
branding and conference materials, conference logistics,
platform development, translations and human resources.
Any conference needs this kind of support to make it
possible.
Sponsor participants to attend local events, for their
travel, hotel stay and registration fees. (For example, if you
work with a Global North country or UN office based in a
Global South country with locals who want to attend the
Symposium, you can support their participation)
Sponsor a thematic discussion during the symposium
series of events, that is of particular interest to your work,
for example around GBV, harmful practices, SRHR, unpaid
care, etc. (see the list above)
Support knowledge development emerging from the
symposium, by sponsoring experts who will keep track of
thematic discussions and develop critical thought pieces
on these topics, that will further strengthen the knowledge
development in this field of work.
Support the virtual meeting infrastructure to allow for
increased online participation. We are committed to offering
engaging and interactive online participation opportunities
to reduce the need for travel.
Support remote participation, by organizing a local or
regional gathering to attend a plenary or specific session
virtually. This can be followed by discussion with participants
with calls to action focused on local needs and realities.
MenEngage Alliance Participants at the Symposium planning meeting
in Kigali, Rwanda, February 2020
WWW.MENENGAGE.ORG/SYMPOSIUM
Rwanda
Global women’ s media
September 2020
Page 24 of 73
24 RWANDA WOMEN MAGAZINE
Rwanda
Global women’ s media
September 2020
GRAPHIC
DESIGN
LARGE FORMAT
PRINTING
PRODUCTS
PACKAGING
PROMOTIONAL
MATERIALS
PRODUCTS
BRANDING
30%
OFF
Tel:+250 784 405 689
Email:[email protected]
Address:Kigali - Rwanda
STEPHA MEDIA LTD
Page 25 of 73
RWANDA WOMEN MAGAZINE 25
Rwanda
Global women’ s media
September 2020
ROMAN PAINTS LTD
Gasabo District, Kigali, Rwanda
E-mail: [email protected]
Phone:+250 788 302 771
+250 784 518 751
RWANDA’S BEST PAINT
AT AFFORDABLE PRICES
Page 26 of 73
26 RWANDA WOMEN MAGAZINE
Rwanda
Global women’ s media
September 2020
GISANDE TRADING LTD
Gisande Trading Ltd has its registered address at Kagunga1, Gikondo sector of Kicukiro district, City of
Kigali, Rwanda. We are a leading mining, mineral processing and trading company in Rwanda that has
registered remarkable recognition for our world class quality products and services.
Our business empire is set up of subsidiary mining companies in different parts of Rwanda that contribute to the constant supply
of mineral ores for our main processing plant; with operations and investments incorporating 5 mining sites/companies including
Calliene Mines Ltd in the Western Province, Nyamasheke district, KOKAMK Mines in Karongi district, Western Province,
Birashoboka Mining Ltd in Gatsibo district of the Eastern Province, PROMICO LTD in Rutsiro district of the Western Province
and MIGETRACO Ltd in Bugesera district of the Eastern Province.
Page 27 of 73
RWANDA WOMEN MAGAZINE 27
Rwanda
Global women’ s media
September 2020
We are engaged in the exploitation, mining
and development of the 3Ts ores of tin, tung- sten and tantalum. We are famous across
the region for our ore collections of cassiter- ite-tin and coltan and wolfram. We process
and add value up to quality ratings of 25-
30% of coltan, 65-70% of cassiterite-tin and
50-70% of wolfram.
We have big market shares in countries like
China, Kazakhstan, Italy, Japan and Thailand
and the only one company in Rwanda that is
currently trying to penetrate the markets in
the USA and UK.Our current exports amount
up to 20-50 tons of coltan, 50-70 tons of tin
and 15-25 tons of wolfram per month.
We are committed to creating value for our
partners by operating with high standards
and transparency in a safe, socially and en- vironmentally responsible manner while con- tributing to the wellbeing of our employees
and the sustainable development of our host
communities.
CONTACT
LOCATION: Gikondo sector KK569 Street
Plot 10, Kicukiro district,
City of Kigali, Rwanda.
EMAIL: [email protected]
Website: www.gisande.com
Telephone: +250 788 302 220/788 388 846
Page 28 of 73
28 RWANDA WOMEN MAGAZINE
R
wanda Nurses
and Midwives
Union (RNMU) is a
combined profession
and trade union of over
10,000 nurses and midwives
both in public and private
health facilities and more
than 65% of our members
are female. RNMU is
working to increase skills
and competences of nurses
and midwives to be able
to provide good quality of
care and adapt with new
technologies, at the same
time advocate for better
working conditions for nurses
and midwives
The nursing and midwifery
professions are found to
have a bigger percentage
of females than males. The
two professions are still
found to be attracted to more
females than males even in
their education, this means
new intakes every year show
that more female than male
students apply for the
two courses. It is with that
reason that RNMU in its
structure and laws address
the missions of “He For She”
and gender equality. All the
activities that are carried out
in RNMU are gender sensitive
and considerate.
According to the RNMU
Governance rules, the RNMU
leadership structure is very
much gender sensitive with
50% Female and 50% Male
in the 6 positions at both the
national and district level.
In one of its pillars
(Women Empowerment),
RNMU provides leadership
and advocacy trainings to
young female nurses and
midwives for empowerment
purpose
In the trainings offered
the young females there are
topics such as, Advocacy
and Public Speaking, Nursing
Leadership & Professional
and personal organizing
skills, Negotiation and
Conflict management,
Human and Women Rights,
Entrepreneurship in Nursing
and Midwifery Professions.
RNMU is committed
to being a vibrant self- sustaining organization
that will protect the
professional image,
improve socio-economic
welfare, and promote the
interests of nurses and
midwives through effective
representation, capacity
building and lead in the
delivery of high quality care
to the population.
Contact us
Website: www.rnmu.rw
Email: [email protected]
Tweeter: RNMU 1
Instagram: rnmu2019
Tel: +250788600415
By Wakibi Geoffrey
Rwanda
Global women’ s media
September 2020
Rwanda Nurses and
Midwives Union is gender sensitive
Page 29 of 73
RWANDA WOMEN MAGAZINE 29
Rwanda
Global women’ s media
September 2020
With a vast
amount of
experience
in the
financial industry, our mission
is to offer our customers
high quality products and
services, and to ensure
profitable and sustainable
growth. At Sanlam, we value
integrity, professionalism and
teamwork in the way that we
provide customer-centric and
innovative services to all our
clients.
Our Life Insurance
Sanlam Life Insurance
offers assurance that your
family and dependents are
financially secure no matter
what. Sanlam can also assist
you with saving for that social
event, holiday or your child’s
education.
Safe family insurance
Sanlam offers you a
solution suitable for people
who wish to protect their
families from financial crises
Committed to providing
our Customised Life
Insurance Solutions
SANLAM Rwanda
With a vast amount of experience in the financial industry, our mission is to offer our customers high
quality products and services, and to ensure profitable and sustainable growth. At Sanlam, we value
integrity, professionalism and teamwork in the way that we provide customer-centric and innovative
services to all our clients.
Page 30 of 73
30 RWANDA WOMEN MAGAZINE
Rwanda
Global women’ s media
September 2020
in the event of a premature
death or absolute and
permanent disability of the
insured or a family member
covered.
In the event of death or
absolute and permanent
disability, the designated
beneficiary or beneficiaries
stated in the agreement will
receive the payment of a
capital guaranteed of which
the amount was determined in
advance by the subscriber. The
premium is based on the age
of the insured, the duration
of guaranty, the guaranteed
capital and health status of
the insured at the time of the
subscription.
Credit Life Insurance
With credit life insurance,
Sanlam will pay off the
outstanding amount of
your loan in case of your
premature death or absolute
and permanent disability.
This benefit could be
extended to retrenchment,
depending on the agreement
between Sanlam and
your bank. Ask your bank
about Sanlam’s Credit Life
Insurance.
Funeral Insurance
If you are thinking of
making life easier for your
loved ones when you are gone
and you are interested in
having everything covered for
them, Sanlam has different
funeral insurance options
that you can choose from
Ntabara Plan that covers
burial ceremony, Komera Plan
covering the burial ceremony
and coming out of mourning,
Mfata Mu Mugongo Plan that
covers the burial ceremony
and coming out of mourning
and provides financial
support of RWF 200 000 per
month for six months and
Sinzakwibagirwa Plan which
covers the burial ceremony
and coming out of mourning.
This also provides financial
support of RWF 200 000 per
month for six months.
Retirement Insurance
When you retire from your
active working life, you’ll
benefit from the money you’ve
saved with our Retirement
Plan. However, Sanlam’s
Retirement Plan also provides
you with insurance in the
event of premature death or
total and permanent disability.
